Vehicle Telematics are a device, or an app on your mobile phone that tracks and reports your driving habits. Insurance carriers review this information, including how hard you break, how fast you accelerate, how much you drive and for how long, speed, and a variety of other recordable factors, to determine the risk that you will cause an accident. Depending on their finding you may get a discount on your insurance after a predetermined review period.
Concklin Insurance Agency offers clients more than just coverage. Through articles and our Client’s Portal, you can get access to a wide range of information and tools relevant to your industry. It is one of the innovative ways we support you and your business. Discover tools to help you minimize risk, encourage wellness and safe work habits, stay in compliance, file OSHA logs, and much more. Concklin Insurance Agency is dedicated to being a Trusted Insurance Advisor, providing you with information, education, and coverage you can count on.
- A Glossary of Terms commonly used in the Insurance Industry.
Basic wedding insurance can cost as little as a few hundred dollars, depending on the wedding cost and selected coverage options. Even a mega-wedding costing $175,000 can be insured for around $1,000. That may be a small price to pay considering the huge investment at stake.
The insurance industry calls Jet Ski, Wave Runner, and Sea-Doo “personal watercraft,” or “PWC,” and classifies them into two types: stand-up PWCs used by a single rider who stands or kneels while operating and sit-down PWCs used by one or more riders who sit while operating. Most insurance companies that offer boat insurance also offer PWC policies.
Here are some essential tips to determining if you and your babysitter are protected in the event of an accident:
Umbrella insurance is an affordable layer of protection typically starting with $1 million in coverage, with additional coverage available if your financial situation changes.
Understanding “replacement cost” versus “actual cash value” when it comes to your policies is important.
Pet insurance can ease the financial burden of medical care. It can also cover the loss or death of expensive exotic breeds. Pet insurance policy options can include: